Free Calculator
Mortgage Payment Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, insurance and PMI. See your full amortization schedule.
Loan Details
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Check today’s rates with your lender
Taxes & Insurance
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Typically 1-2% of home value per year
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$1,500-$3,000+ in Florida (higher in coastal areas)
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If your home has a Homeowners Association
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Typically 0.3% to 1.5% of loan annually. Removed automatically when 20% equity is reached.
Estimated Monthly Payment
$0
Principal, Interest, Taxes, Insurance + PMI/HOA
Payment Breakdown
Principal & Interest
$0
Property Tax
$0
Home Insurance
$0
Total Monthly Payment
$0
Loan Summary
Loan Amount
$0
Total Interest Paid
$0
Total Cost of Loan
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Amortization Schedule
See exactly how your payment splits between principal and interest each year of your loan.
| Year | Principal | Interest | Total Paid | Balance |
|---|
Ready to Get Pre-Approved?
Now that you know what your payment looks like, the next step is getting pre-approved by a lender to confirm exactly what you qualify for. This calculator gives estimates — only a lender can give you real numbers.
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Disclaimer: This calculator provides estimates only and is for educational purposes. Actual mortgage payments depend on your specific loan terms, lender fees, and personal financial situation. Property tax and insurance estimates vary by location. Consult a licensed mortgage lender for accurate quotes.