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Include all income sources — salary, self-employment, rental income, etc.
Include car loans, student loans, credit card minimums, and any other recurring debt. Do NOT include rent.
Most conventional loans require 3–20%. FHA loans require as little as 3.5% with a 580+ credit score.
Lenders typically want to see 2 years of stable employment history in the same field.
Your timeline helps us give you the most relevant next steps.
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