Free Tool
Are You Ready for
Mortgage Pre-Approval?
Answer 6 quick questions and get your personalized readiness score in under 2 minutes.
Step 1 of 6
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1
What is your credit score range?
Your credit score is the single most important factor lenders evaluate. Don’t know yours? Check Credit Karma for free.
2
What is your annual household income?
Include all income sources — salary, self-employment, rental income, etc.
3
What are your total monthly debt payments?
Include car loans, student loans, credit card minimums, and any other recurring debt. Do NOT include rent.
4
How much do you have saved for a down payment?
Most conventional loans require 3–20%. FHA loans require as little as 3.5% with a 580+ credit score.
5
What is your current employment situation?
Lenders typically want to see 2 years of stable employment history in the same field.
6
When are you hoping to buy a home?
Your timeline helps us give you the most relevant next steps.
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