Free Real Estate Calculators
Whether you’re buying your first home, selling, or just running the numbers these calculators give you straight answers in seconds. Built by a Florida-licensed real estate agent.
Buying or selling a home is one of the biggest financial decisions you’ll ever make. Yet most online calculators are either oversimplified, hidden behind email walls, or designed to capture your information for lead generation. The calculators on this page are different, they’re free, instant, no email required, and built by someone who actually closes real estate transactions every week.
Pick the calculator that matches where you are in your journey. Each tool gives you a clear breakdown with practical insights you can actually use. If you’re not sure where to start, scroll down and pick whichever one matches the question you’re trying to answer.
How Much House Can I Afford?
Find your maximum home price using the same 28/36 rule lenders use. Enter your income, debts, and down payment to see what you can realistically afford plus three scenarios from conservative to stretched.
Use Calculator →Mortgage Payment Calculator
Calculate your full monthly mortgage payment including principal, interest, taxes, insurance, PMI, and HOA. Get a complete amortization schedule showing every year of your loan.
Use Calculator →Pre-Approval Readiness Score
Are you actually ready for mortgage pre-approval? Get scored across the 6 factors lenders evaluate credit, income, debt, down payment, employment, and timeline. Takes 60 seconds.
Use Calculator →Closing Cost Calculator (Buyer)
Detailed breakdown of every fee you’ll pay at closing lender fees, title insurance, prepaids, taxes, and more. Plus your total cash needed at closing.
Use Calculator →First-Time Buyer Readiness
Are you truly ready to buy your first home? Score yourself across financial readiness, life stability, and home buying knowledge. Get a personalized action plan in 4 steps.
Use Calculator →Seller Net Proceeds
Find out exactly how much you’ll walk away with after selling your home agent fees, closing costs, mortgage payoff and all.
Use Calculator →Closing Cost Calculator (Seller)
Toggle to “I’m Selling” to see what you’ll pay at closing as a seller agent commissions, transfer taxes, title insurance, prorations, and more.
Use Calculator →